Critical Illness

No Matter How Critical The Illness, We Cover You!

Critical illnesses are serious and often life-threatening medical conditions that require immediate and intensive medical treatment. These conditions can vary depending on the insurance policy, but they typically include things like cancer, heart attack, stroke, organ failure, and other severe medical conditions.

When someone is diagnosed with a critical illness, they may face significant medical expenses, lost income, and other financial challenges. Critical illness insurance is designed to help alleviate some of these financial burdens by providing a lump sum payment to the insured person upon diagnosis of a covered critical illness. This payment can be used to cover medical expenses, living expenses, and other costs associated with the illness.

Benefits Of Critical Illness Insurance Policy

Lump Sum Cover Provides lump sum amount on the first diagnosis of the covered major illness after 90 days of policy commencement.
Wellness Program Earn wellness reward points for leading a healthy lifestyle through various wellness activities. Avail a discount in renewal premium.
Instalment Facility​ Premium can be paid Quarterly and Half Yearly. Premium can also be paid Annually, Biennial and Triennial.
ITax Benefits Avail Tax deduction benefits under Section 80D of the Income Tax Act.

Major Critical Illness Covered

Cancer related conditions Heart related conditions Major Organ & Other Conditions
  • Cancer of Specified Severity
  • Bone Marrow Transplantation
  • Aplastic Anaemia
  •  Myocardial Infarction
  • Open Chest CABG
  • Open Heart Replacement or Repair of Heart Valves
  • Primary (Idiopathic) Pulmonary Hypertension
  • Heart Transplantation
  • Surgery of Aorta
  • Dissecting Aortic Aneurysm
  • Other Serious Coronary Artery Disease
  • Cardiomyopathy of Specified Severity
  • Major Organ Transplantation (of lung, liver, kidney, pancreas)
  • Kidney Failure Requiring Regular Dialysis
  • Blindness
  • Deafness
  • End Stage Liver Failure
  • Third-Degree Burns
  • Fulminant Hepatitis
  • Systemic Lupus Erythematous with Lupus Nephritis
  • End Stage Lung Failure


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