Fire Insurance Services in Delhi NCR, Jaypee and Near Expressway

Fire Insurance

The most popular property insurance is standard fire & special peril insurance policy. The fire insurance policy offers protection against any unforeseen loss or damage / destruction of property due to fire or other perils covered under the policy.

What A Fire Policy Covers:

Though it is called ‘Fire Insurance’, apart from the risk of fire, it also offers cover against

Fire

Lightning

Explosion/implosion

Aircraft damage

Riot, strike and malicious damage

Storm , cyclone, typhoon, hurricane, flood and inundation

Impact damage

Subsidence and landslide including rockslide

Bursting and/or overflowing of water tanks, apparatus and pipes

Missile testing operations

Accidental leakage from automatic sprinkler installations

Bush fire etc.

What A Fire Policy Excludes:

A fire insurance policy usually does not cover a certain amount known as “excess” under the policy. Loss or damage caused by war and warlike operations, nuclear perils, pollution or contamination, electrical/mechanical breakdown, burglary and housebreaking are excluded. Certain perils like earthquake, spontaneous combustion etc can be covered on payment of additional premium.

Fire Insurance in Noida are issued for one year except for dwellings, where a policy may be issued for long term (with a minimum period of three years).